{"id":4085,"date":"2022-03-22T09:27:57","date_gmt":"2022-03-22T09:27:57","guid":{"rendered":"https:\/\/marel.azorned.com\/?p=4085"},"modified":"2026-05-18T10:40:21","modified_gmt":"2026-05-18T10:40:21","slug":"opening-bank-account","status":"publish","type":"post","link":"https:\/\/marel.azorned.com\/pt\/finance-and-investment\/opening-bank-account\/","title":{"rendered":"Abrir uma Conta Banc\u00e1ria"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"4085\" class=\"elementor elementor-4085\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8eddf21 elementor-section-boxed elementor-section-height-default elementor-section-height-default wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no\" data-id=\"8eddf21\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e841c79\" data-id=\"e841c79\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8096ec8 elementor-widget elementor-widget-text-editor\" data-id=\"8096ec8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Opening a bank account for private activities is fairly easy and doable, although you do need a local phone number to easily use it remotely and make your regular transfers.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cac6c2a elementor-widget elementor-widget-spacer\" data-id=\"cac6c2a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8d14a83 elementor-widget elementor-widget-image\" data-id=\"8d14a83\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/marel.azorned.com\/wp-content\/uploads\/elementor\/thumbs\/IMG_4695_v1-scaled-rn0jnrl2vdk5h5t5xgmpyvetejofntye1kukv4pktc.jpg\" title=\"Bruma\u00a9 2026\" alt=\"Bruma\u00a9 2026\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-90fb389 elementor-widget elementor-widget-spacer\" data-id=\"90fb389\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e785877 elementor-widget elementor-widget-text-editor\" data-id=\"e785877\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Business is a different story. If you do reside permanently in the islands and want to engage in a more tangible business activity, such as opening a store or restaurant and also already have a private account with a bank, it&#8217;s quite manageable if you have also set up a business under local law.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-4786d97 elementor-section-boxed elementor-section-height-default elementor-section-height-default wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-column-slider-no wpr-equal-height-no\" data-id=\"4786d97\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-2adba89\" data-id=\"2adba89\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-29294ee elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"29294ee\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ca19088 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"ca19088\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>&#8221; Opening a bank account for private activities is fairly easy and doable. Business is a different story.&#8221;<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-1a1b77f elementor-widget elementor-widget-image\" data-id=\"1a1b77f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/marel.azorned.com\/wp-content\/uploads\/elementor\/thumbs\/IMG_4235_v2-rmoao3urjannp7mxe3snrmek0xhv25z75fr99pura8.jpg\" title=\"Bruma\u00a9 2026\" alt=\"Bruma\u00a9 2026\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91604f6 elementor-widget elementor-widget-spacer\" data-id=\"91604f6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5f18dbb elementor-widget elementor-widget-text-editor\" data-id=\"5f18dbb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>But with the increasingly stringent money laundering laws within the EU, assume that opening a business account if you are not a permanent resident of the islands, or for activities that are not physical in nature such as IT, can be considered suspicious by default, even if there is no reason to do so. If you manage to open an account at all.\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e341aa5 elementor-widget elementor-widget-spacer\" data-id=\"e341aa5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6c5f3dc elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"6c5f3dc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>And if you do succeed at all, at least assume that you will be structurally subjected to intense scrutiny by banks to mind-bogglingly impertinent questions, and that is still an if. Do not assume that with a clean conscience and no criminal record whatsoever you will actually pass that question in practice.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5153d22 elementor-widget elementor-widget-spacer\" data-id=\"5153d22\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-48fe4b6 elementor-widget elementor-widget-image\" data-id=\"48fe4b6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/marel.azorned.com\/wp-content\/uploads\/elementor\/thumbs\/atm_v1-scaled-rmo5tnz175uou4cnu5xy9l6z2q2hxegwvahczl8ii4.jpg\" title=\"Bruma\u00a9 2026\" alt=\"Bruma\u00a9 2026\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t<div class=\"gsp_post_data\" \r\n\t            data-post_type=\"post\" \r\n\t            data-cat=\"finance-and-investment\" \r\n\t            data-modified=\"120\"\r\n\t            data-created=\"1647941277\"\r\n\t            data-title=\"Opening Bank Account\" \r\n\t            data-home=\"https:\/\/marel.azorned.com\/pt\"><\/div>","protected":false},"excerpt":{"rendered":"<p>Opening a bank account for private activities is fairly easy and doable, although you do need a local phone number to easily use it remotely and make your regular transfers &#8230;<\/p>","protected":false},"author":3,"featured_media":10185,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[94],"class_list":["post-4085","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance-and-investment","tag-en"],"_links":{"self":[{"href":"https:\/\/marel.azorned.com\/pt\/wp-json\/wp\/v2\/posts\/4085","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/marel.azorned.com\/pt\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/marel.azorned.com\/pt\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/marel.azorned.com\/pt\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/marel.azorned.com\/pt\/wp-json\/wp\/v2\/comments?post=4085"}],"version-history":[{"count":45,"href":"https:\/\/marel.azorned.com\/pt\/wp-json\/wp\/v2\/posts\/4085\/revisions"}],"predecessor-version":[{"id":10593,"href":"https:\/\/marel.azorned.com\/pt\/wp-json\/wp\/v2\/posts\/4085\/revisions\/10593"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/marel.azorned.com\/pt\/wp-json\/wp\/v2\/media\/10185"}],"wp:attachment":[{"href":"https:\/\/marel.azorned.com\/pt\/wp-json\/wp\/v2\/media?parent=4085"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/marel.azorned.com\/pt\/wp-json\/wp\/v2\/categories?post=4085"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/marel.azorned.com\/pt\/wp-json\/wp\/v2\/tags?post=4085"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}